The International Comparison Of Personal Banking Services' Development

Person banking has become the main profitable business in the west commercial banking industry,for the reasons are the relaxation of financial regulations,the freedom of finance, the competition in personal banking markets,the new financial product service,which lead to personal banking's rapid development.This business in China has already developed a lot,but we have to admit that we steal in the primary stage,we need more and more reformation.As the economy is developing persistently and steadily,the income of the Chinese residents grows continuously,it is now the well time for China to develop personal banking services and it is urgent for commercial banks to launch such services.Yet,the development of personal banking services of the domestic commercial banks lags far behind the growth of the market demand.Therefore,it is an urgent research topic as to how to learn from experience of developed areas in developing personal banking services and put forward reasonable suggestions for the development of personal banking services to make the operation better that are suited to China's conditions.The thesis discusses the current situation of personal banking services offered by China's commercial banks,emphasizing on the general situation and current stage of the development.Now,the development of the personal banking services in China is in the primary stage.The development situation of the personal banking services of foreign developed countries is emphatically discussed,including the current situation of Britain and Hongkong...