The Exploring Research Of Migrant Workers' Medical Insurance System

The migrant workers now get more and more attentions from society; they have become a special group in economic growth of our country, which have important role in no matter economic meaning and still social meaning. Such as specific how to guide this group healthy development, make its continuity to the economic development of our country; How to defend its rights and interests so that to ensure the benefit of entire economy and society, at the same time to promote the society development coordinately with person. It has more and more become the object that numerous scholars pays attention to. The medical insurance is the most favorite insurance by the migrant workers according to our investigation. This article discusses the migrant workers' medical insurance, uses the data which screens from the Tianjin countryside insurance questionnaire survey. This article divides into four parts: The first part discussed the research premise. This part introduces the correlation concept, including migrant workers and medical insurance.The second part analyzed the research foundation. First, this article introduced three typical cities which have already practiced the migrant workers'medical insurance system, made the appraisal to the system implementation situation; next, this article analyzes the Tianjin migrant workers' characteristic, situation, as well as their demand to social security situation according to the practical investigation. It has laid the research foundation.The third part has designed the migrant workers'medical insurance pattern institutional framework. This article divides pays expenses, the account and pays three links to carry on the design to the migrant workers'medical insurance system. Tariff has partially utilized the demand function linear disbursement system of English measurement economist R.Stone and carries on the suitable revision to it, and then we proposed the method to weight the level of medical insurance pays expenses.The fourth part has discussed the medical insurance expense settlement way, explained the migrant workers'medical insurance should profit from the experience which the cities medical insurance expense settles accounts used many years.