Study On The Old-age Security Of The Expropriated Peasants In The Process Of Urbanization

Urbanization is the objective law of human society development. With the process of urbanization and industrialization accelerated, lots of farmland has been expropriated to satisfy the development of economy and society. It is well known to us all that land is not only a basic production element, also is an important safeguard mechanism for the peasants in our country at the present. In this case, it is certain that land is the great contribution of the peasants to urbanization, so the peasants should be beneficiaries of the urbanization. But in fact, as a result of all sorts of reasons, many peasants do not benefit from the urbanization, their rights and interests are seriously hunted. The peasants who are "No land, No job, No security" have drawn widespread attention from all walks of life, and become one of realistic questions which should be solved urgently by our country. At present, the author think that the way to solve the difficulties fundamentally which the expropriated peasants facing is to establish social security system for them as soon as possible. It can not only solve their difficulties, but also can strengthen the competitiveness of the expropriated peasants in the labor market, in order to urge the enterprise obtain employment, and form the cycle of aspiring development with employment.To those expropriated peasants, the old-age support is what they care about most in the great deal of projects of the social security. This essay begins with discussing this problem on the practice of the economic development. It describes the status and problems of the old-age support for the expropriated peasants. And then try to reveal the reasons related to the problem from the farmland property right system, land-expropriation institution, the long-term dual structure system between city and countryside and government responsibilities. Based on the analysis above, the author analyzes the necessity and the feasibility of establishing the old-age security system for the expropriated peasants, and also set the basic principle of "land exchanging for security "to solve the problem in the aged support. Finally, the author puts forward the basic institution framework of the old-age support system for the expropriated peasants, and proposes to establish a perfect old-age support system for the expropriated peasants by the way of formal and informal institution arrangement. In the respect of formal arrangement, the author proposes that raising the fund ofold-age security should insist on the principle - government, collective andindividual three sides should participate together. And the capital comes mainly from the compensation and part of the increment value of land expropriation; The account mode of fund is designed to integrate social plan with personal account; The management of the fund is adopted that the part of the social plan is managed by the government, the part of the individual account is managed by the independent financial institution. In the respect of informal arrangement, the author emphasizes to strengthen the function of family support, community support and commercial pension insurance.