Study On Building And Implementing For System Of Endowment Insurance Of Rural Migrant Workers At Present

Rural migrant workers are new labor army in the process of opening reform,industrialization and urbanization.They move easily and have great contribution to society.Maintenance of rural migrant workers' social insurance benefit has become a focus and difficulty,and is a problem which our Party and government are trying to solve.The establishment of social security system,which is one of society economy institutions in modern country,is a necessary requirement in development of economy society and building of harmonious society.Social security,especially society endowment insurance system is beneficial for basic needs of workers,when they lose labor ability or are in risks.But in our country,the endowment insurance system is based on individual account combining with unified planning fund.The system cannot include rural migrant workers—a peculiar group which is of two-third city labors.The endowment insurance system not only encroaches on the right of rural migrant workers,but also affects social stability.At present,the rate of joining in social insurance is low and the rate of canceling social insurance is high.It's important to analyze the cause of the phenomenon and put forward exact measures to probe social insurance system fitting rural migrant workers' feature.The problem should arouse our attention in every direction.This article has cleared up the related endowment insurance and social security system literature.History background and practical pattern of rural migrant workers endowment insurance are introduce in detail.Based on the sample investigation of XINCHENG District in Hohhot,using the statistics method,rural migrant workers endowment insurance actuality and existent problem are analyzed in quantification. Some policy proposals are put forward.