Study On Rural Social Endowment Insurance In China

The rural social endowment insurance is the important compositive part of state social security system. For our country now, to solve "3 farmings" (agriculture, rural area and peasant), it is crucial to ensure the rights and interests of peasant and solve their fear of disturbance at the rear. With the process of industrialization, modernization and urbanism moving forward, the aging of population accelerates the function of family and land retirement insurance is weakened, people's morals idea changes continuously, the way of living in retirement in the rural traditional family of our country suffers huge impact. From the 1980s, our country begins to explore to establish the rural social endowment insurance. However, owing to narrow covering surface and its system defect, the rural social system hasn't really provided for the aged and healthy operation mechanism hasn't formed. Therefore, to establish the rural social endowment insurance according with the reality of our country, to solve peasants' living in retirement problem from foundation, they both have realistic meaning for insuring peasant rights and interests, promoting rural social economic development, constructing socialism new countryside and founding harmonious society.The paper makes an overall analysis about present situation of our country rural social endowment insurance, and elaborates the necessity of advancing the rural social endowment insurance vigorously; Then reviews the development process of rural social endowment insurance as well as several typical successful patterns briefly; Then thoroughly analyses the existent problem, the restriction factor and the prospects for development of our country rural social endowment insurance; Finally puts forward some countermeasures to perfect our country rural social endowment insurance for peasants group, in order to offer some reference to strengthen the constriction of social security system in our country.