An Analysis And Assessment Of Core Competence For Chinese Listed Commercial Banks

Core Competence is one of the key questions of enterprise strategic management,And it is the goal of commercial bank management.After joining the WTO and having finished five years'transition period ,Chinese banking business have been opened to the outside world,and there is more fierce competition among commercial banks;furthermore, three state-owned commercial banks have come on the stock maket successfully after finishing share holding reform ,their's operational effectiveness and whether they can retain their competetive edge having been directed people'attention. So,the study of commercial bank's core competence has meanings of theory and practice.On the foundation of the analysis of relevant research current situation of the domestic and international,with core competence theory ,the article analyses deeply the core competence of Chinese listed commercial banks.The article has fixed that the core competence of Chinese commercial banks is the ability system which is made of three circle and nine factors.The article used comparison analysis to appraise the data of the Chinese listed commercial banks of 2006 and 2007.The result shows the discrepancy between two different property right banks,the state-holding commercial banks were preceding by the joint-equity listed commercial bank which has excellent business,and they just get the middle rank.From which we can get that share holding reform can spur banks distinctly.After using comparison analysis,the article uses principal component analysis method to appraise the data of the Chinese listed commercial banks of 2007 .It shows that equity multiplier ratio has a obvious negative effect on the core competence of Chinese listed commercial banks.State-holding banks which have bigger market share lead the core competence ranking,otherwise,they cannot precede the joint-equity listed commercial bank by a large margin over other aspects,they should pay attention to the construction and exalt the core competence.Comparison analysis shows that the core competence of joint-equity listed commercial banks has an obvious advantage.Based on the above results,some suggestions and countermeasure are made in this paper in the end.