The Analysis And Evaluation Of Core Competence Of China Construction Bank

Core Competence is always one of the centre contents of enterprise strategy management research, and it is also the driven goal of commercial bank in its business and management. After joining the WTO and having finished five years’transition period, Chinese banking business have been opened to the outside world, and the fierce competition among commercial banks have become more and more. Furthermore, four state-owned commercial banks including China Construction Bank have listed in the stock market successfully after finishing the joint-stock reform. How its effect and whether it can maintain the competence have become the topic of people’s concern. So, against this background, the core competence has been surfaced naturally. Therefore, the study of commercial bank’s core competence is of theoretical and practical significance.This thesis simply introduces the concept, feature, potion and so on, analyses the relevant theories of core competence, combines the existed study on core competence of banks home and abroad, deeply develops on the basis, puts forward the concept and key element of core competence of commercial banks to construct the core competency index system. On this basis, this thesis use comparative analysis and componential analysis to apply competence evaluating system to China Construction Bank, analyses the problems on core competence of China Construction Bank combining with the actual situation and discuss the ways to improve the core competence.To make a comparison, except to use three state-owned bank like China Construction Bank, Industrial and Commercial Bank of China. Bank of China as example, this thesis also take some commercial banks such as China Merchants Bank, Zhong Xin bank, China Minsheng Bank as examples. The article used comparison analysis to appraise the data of the Chinese listed commercial banks of2009and2010. The result shows the discrepancy between two different property right banks, the state-holding commercial banks were preceding by the joint-equity listed commercial bank which has excellent business, and they just get the middle rank. From which we can get that share holding reform can spur banks distinctly. After using comparison analysis, the article uses principal component analysis method to appraise the data of the Chinese listed commercial banks of2011.It shows that equity multiplier ratio has a obvious negative effect on the core competence of Chinese listed commercial banks-State-holding banks which have bigger market share lead the core competence ranking, otherwise, they cannot precede the joint-equity listed commercial bank by a large margin over other aspects, they should pay attention to the construction and exalt the core competence. Comparison analysis shows that the core competence of joint-equity listed commercial banks has an obvious advantage. Based on the above results, some suggestions and countermeasure are made in this paper in the end.