Study On Organizational Structure Development Trend Of The State-owned Commercial Bank

With the development trend of information technology and Financial liberalization and internationalization, state-owned commercial banks face dual challenges and competition from domestic joint-stock commercial banks and multinational banks in the organizational structure. In our country, the branches of state-owned commercial banks are setted in Administrative division. Too many levels, the department setting and organizational structure of state-owned commercial banks are unreasonable. So the next step in reforming on organizational structure is significant to the survival and development of state-owned commercial banks.This article focuses on the current situation of advanced Western commercial banks'organizational structure, and find out the ways which China's state-owned commercial banks should learn from, then Specifically analysis the trends of Western Commercial Banks and Development Status of Wachovia and ABN AMRO. After that this article researches The organizational structure of state-owned commercial banks, and find out The organizational structure of state-owned commercial banks' questions. At last, According to China's reality, this article Proposed Building Development of state-owned commercial banks at the present stage, and development vision of the new "pyramid" type structure and hub and spoke structure In the future.