Study On Evaluation And Policy Designing Of"Energy Efficient Loans" Based On Chemical Industry

Global warming, oil price rise and energy security have already been seriously focused on by the international society. That also has been improving the study of energy-saving and environmental protection, and the study of renewable energy. This paper summarized the development of the energy efficient loans in the low carbon economy model based on present literature. The summary has included three parts: environment risk management, corporation social responsibility and green finance. That is the theoretical direction of this paper. Based on the theoretical direction, there has been built a new evaluation index system of "energy efficient loans". Besides the traditional financial indexes, this paper proposed the energy consumption indexes of energy-saving and environmental protection in the low carbon economy model under this background-the low carbon economy becomes more and more important. Expect to evaluate the comprehensive condition of corporations around the consumption and efficiency. Then analyzed and evaluated the specific project’s indexes with "radar map" method. And obtain the specific management model of "energy efficient loans". There is also taken the "Shi Jiazhuang Zhengyuan Fertilizer Limited Company" for example. With this example, this paper explained the progress of "energy efficient loans" evaluation. This paper expects to support some valuable reference for the development of "energy efficient loans" business of commercial banks in China. And it is also meaningful for the study of loans evaluation system in both theory and reality.