Farmers Land Mortgage Financing Demand Analysis

With the deepening of reform and opening up, under the background of the development of the market economy and the diversification of farmers management mode, the demand of rural land mortgage financing has become more and more intense. "Three rural" problem is a prominent problem in the construction of new rural areas, the main task of solving the "three rural" problem is to promote the income of farmers, and to promote the increase of farmers’ income and need a lot of financial support. Thus, the funding problem is the most direct, the most important issue in the development of agriculture in China.The peasant household is the micro economic main body of the rural society, it is an important part of the rural society, the basic situation of China’s rural society depends on the production and living conditions of the farmers. Farmers’ financing needs have become an important factor affecting the development of rural economy, and there are some differences in the demand for rural land mortgage financing. This paper from the rural finance demand subject-farmers of in the form of questionnaire survey the related data of Liaoning Faku County Chang Gang Zi village 148 households farmers, Shan Ju Zi village 131 households farmers. Research contents include:using descriptive statistical analysis method to analyze the two villages farmers financing status and characteristics, status of farmers financing needs and characteristics, farmers farmland mortgage financing needs of the current situation and characteristics; the influencing factors of farmers land mortgage financing needs analysis, draw the difference condition of village farmland mortgage financing needs of the two factors with logistic empirical analysis method; finally, on two villages in rural land mortgage financing needs of the differences and influencing factors were summarized, Put forward the policy suggestions to improve the financial situation of local farmers.The research believed that Chang Gang Zi village, Shan Ju Zi village farmers have very strong on farmland mortgage financing needs of the intention and the reality of the demand, but two village farmland mortgage financing needs of the differences in the amount of financing, financing deadline, the purpose of financing is larger, and farmland arrived charge financing demand factors also have some differences. The rural financial system, which should be constructed in the region, the level and the difference, breaks through the bottleneck restricting the development of rural economy and ensures the smooth implementation of the rural land mortgage financing policy in different villages.