Study On The Protection For Rights Of Our Financial Consumers

The phenomenon of financial consumers in an increasingly competitive modern gradually aroused concern and attention, as the financial consumer imperceptibly become the object of consumption of ordinary people, all kinds of financial transactions during the financial interests of consumers against the increasingly frequent, less enumeration. March 15,2014 implementation of the "Consumer Protection Act" to protect the object extends to consumers in the financial sector, has great significance. But in practice, there are a lot of problems. In this paper, all kinds of real-life sort of financial interests of consumers against the phenomenon, analyzes combing and further analyze the causes and the essence of the reasons. By comparing the two legal analysis, recognizing the serious lack of institutional financial consumer protection. In this paper, choose this topic to study based on the foregoing reasonsThis paper is divided into four chapters, as detailed below:The first chapter is on the basic problems in the financial overview of consumer protection. Launched from both domestic and international perspectives to explore the definition of financial consumers to explain the basis of theoretical issues related to lay the foundation for further discussion.The second chapter describes the current situation of financial consumer protection and its reason. Through detailed analysis, there are many problems, their causes and the essence behind analyzed, explained the necessity and urgency of China’s presence in the improvement of the legal protection of the consumer finance.The third chapter is a foreign financial consumer protection law system overview and evaluation. Typical for the Two United States, Britain and Japan in terms of the protection of the financial interests of consumers Introduction relevant legal system, based on their successful experience, so that our country can draw some inspiration learn and absorb.The fourth chapter is to improve the protection of the financial interests of consumers of legal advice. For discussion of the issue in front of foreign experiences, the author proposes to improve the legal protection of the rights and interests of consumers of financial recommendations.