Research On The Credit Deficiency Of F County From The Perspecfive Of "Resource Curse"

Credit relationship is one of the expectations of people’s long-term interests. The standard of personal behavior is the necessary law to achieve this expectation. With the rapid development of economy, lack of credit into the focus of attention from all walks of life, people failed to deliver the promised after not only destroy its good credit records, but also damage the healthy and orderly social system.The progress of the society, all levels of the organization from all walks of life has become increasingly vulnerable, the traditional method of governance has been unable to adapt to the diversified development of the social and economic system, which requires the state management method and control theory, sanctions to keep pace with the times, and past experience shows that any single pure mode can not be effectively for a long time to solve the problems faced by the credit governance environment constantly changing, although the state, the government and the social organization of work in the construction of credit system, also achieved some success, but the reasons, countermeasures in the research of credit lack credit, too general, not refined, due to the power, do not everyone is equal before the law, and credit method low, did not realize the governance system, in fact, in public administration. The field of science, a non-profit organization outside government agencies and non-governmental organizations, has played an important role in public management and governance, fully mobilize the enthusiasm of the organization and power relations, governance network formation of credit problems, and through the establishment of relevant related system regulations, ensure coordination of network governance, and this paper puts forward the control plan for specific problems, emphasis on the development of network management platform under new information technology, taking into account the core participants organization, decision-making mechanism, establish and maintain a common goal, governance network itself is all-around, whole body model, it is the use of the leap forward development of the construction of credit system.This paper takes F county "resource curse" from the perspective of general analysis of resources in the county of specialty resources and coal resources in the local ten years of economic benefits, through the investigation of various coal mine mouth coal mining type, safety facilities, business license and other basic information, understand the "resource curse" why will cause economic problems to survive to the media business, for the lack of credit of resource-based economy also attack county resources and failure resources ", closely related to supervision and the mainstream industry status, the consciousness of the masses, government and law, credit problems exposed in the typical credit channel, bank credit and private lending, small loan companies who represents the F County Credit Relationship in circulation, according to the investigation and statistics of the bank’s annual report, private lending liquidity, and analyze the relevant financing case Example, to understand the relationship between bank credit and private financing and credit problems, that masses of surplus most of the money to lend, that resource curse a start would directly affect the continuation of the credit relationship, according to the resources of the county government to deal with the problem of lack of credit strategy to implementation, measures to effect, means to influence, and social spontaneously formed to solve the credit crisis way to do a survey, found the shortcomings of government governing the credit flaw question, credit dispute to solve the implementation is not in place, pays attention to the processing of large amounts of credit relationship, ignored, vertical and horizontal control network coordinate together.The relationship between the State Department and the members of the society are becoming increasingly loose, has insufficient maintenance and orderly development of the economic management structure according to the characteristics of network governance, the government, credit supervision mechanism, informal organizations (non-governmental organizations, non-profit organizations), the formation of social groups of Internet users into network governance, defined the complexity during the relationship. Must make corresponding regulations to restrict the behaviors of the participants, also need to determine the core of leading institutions, credit problems outbreak of resource-based economy in the new period to guide decision-making governance, governance credit problems in constructing a governance network, on the one hand, to expand the scope of governance, rapid integration of social resources, improve the efficiency of credit the problem of governance; on the other hand, increase the transparency of governance, governance according to law, make people convinced, also spur Bad behavior of bad credit. Not only the horizontal expansion of the participation of governance network, but also through the third party network platform to build, improve the efficiency of governance. The theory of network governance to resource curse, credit theory as the research foundation to recognize and analyze reasons for credit lack problem prone, according to the investigation and one by one to develop management strategies, in under the guidance of the core organization to achieve the common participation, governance.