Research On The Design Of Flexible Retirement Age Delay Scheme For Urban Employees In China

With the extension of the population life expectancy, capture expends fixed number of year of retirement age and pension at reduced rates under the premise should be extended; dynamic balance can be maintained pension. How fair and reasonable, scientifically determine the retirement age, there are different views, some scholar’s opinion is to extend the retirement age to 65 years of age pension, some scholars have suggested that the retirement age and delay, have an important defect in this kind of opinion but is ignoring the differences of human capital, industry differences and differences between the various social contribution kind of crowd, and to delay the retirement age considered confined to a certain kind of factors, while ignoring the formulation reasonable retirement age is the result of many kinds of influence factors.In addition, retirement age system change also needs to combine the actual conditions, formulate the line with the actual needs of the project and select the appropriate implementation of time, combined with the flexible flexible implementation of effective way to implement the delay retirement age.This study will be a delay retirement age on the pension balance problems affecting Jin ping about our country delay retirement age and the effect factors to solve the problem of the present controversial, considering from two macro and micro level, considering the influence of two aspects of individual and society, through to delay the retirement age in two aspects of individual pension fund balance and social pension effects, using the real data and dynamic balance model, measuring balance under different retirement age of personal pension payments and pension funds, and on this basis to establish the dynamic population based, combined with the reality of our country in the short-term data calculation the optimal retirement age standard, based on our experience to develop in line with China’s actual conditions need to be operated for urban workers delay back elastic scheme Hugh age, from the theory and practice of China’s urban workers to delay retirement age to provide effective and reasonable suggestions.