The Financing Difficulties And The Government Countermeasures Research Of Micro And Small Enterprises

At present, the development of small and micro enterprises in the nationaleconomy in China, plays an important role in maintaining social prosperity and stability,and is an important part of China’s economic and social development．Small microenterprise can not only improve market efficiency and competitiveness, to providesocial wide range of job opportunities at the same time, the transformation of the modeof economic development in our country, etc. are decided. However, at present, thedevelopment of the small micro enterprise, the financing difficulties is the foremost"bottleneck" restricting the development of small micro enterprises. Therefore,combined with the current small micro enterprise financing present situation, theanalysis of small micro enterprise financing constraint factors, study and put forwardthe policy recommendations of ease the financing difficulties, vigorously promote thedevelopment of small micro enterprises has become an urgent problem to solve.This article from the perspective of the government, the review on the basis ofpredecessors’ research achievements in theory, combining the reality of area, analyzingthe status quo of the small micro enterprise financing, promote small micro enterprise inour country from establishing and perfecting the financing system of laws andregulations, improve small micro enterprise development quality, strengthen the publicservice government, develop a new financing channels and so on several aspects putforward Suggestions for improvement.The needs of the development of small micro enterprises and countries around theworld experience shows that the government in solving the financing difficulty of smallenterprises, can play a positive role, has the unthinkable responsibility, active as of thegovernment, will make the small micro enterprise’s survival and developmentenvironment improved significantly. financing change and the status quo, from establishing and perfecting the legalsystem of small enterprises in our country, the government public service system,financing system, credit collateral system and credit system construction, we willaccelerate reform of the financial system, forward Suggestions for improvement.The inner needs of small micro enterprise development and the effectiveexperience of the world reveals the government in the small micro enterprise financinghas an indispensable role in the solution of the problem, an effective system ofgovernment support can make the small micro enterprise’s survival and developmentenvironment improved significantly.