Influence Factors Of Farmers’ Willingness To Participate In The Urban And Rural Residential Insurance

These two polices, “New Rural Social Endowment Insurance” and " Urban Residential Insurance" have merged to Urban and Rural Resid ential Insurance in February2014, in order to understand the impact of farmers and rural residents to participate in the basic old-age insurance which important factors are, according to this article in Nanchang County, part of the new township administrative 1261 valid questionnaires village data,using factor analysis and regression of binary logistic analysis, the basic pension insurance of urban and rural residents in the factors affecting the empirical analysis, the factors influencing the willingness of farmers insured, development of urban and rural residents in basic pension insurance provide first-line data, and intends to urban and rural residents to further improve the basic old-age insurance to provide support.Results of this study show that: age affect whether the insured farmers, and appear a positive correlation; whether farmers affected by education level was negatively correlated with the farmers insured; the level of understanding of the policy, the complexity of handling procedures, timeliness of pensions, pension and other effects factors affecting farmers is insured, and a positive correlation; the amount of labor factors, son number,household income, household expenses, pay starting age, whether the pension reserves,worried that affect the elderly, such as unattended insured farmers and There was a positive phase; the number of homes more than 60 years old, the average health of family members,the family whether to participate in other pension insurance, insurance reasons, worried that the pension system is sound and other factors affecting farmers’ insurance, and a negative correlation. Finally, based on analysis of the survey results, combined with the basic situation of Nanchang, Xinjian County, and make relevant recommendations.