The Problems Existing In The Operation Of Social Endowment Insurance For Urban Residents And Countermeasure Research

With the constant improvement of the economic development level and the level of medical progress, Chinese society has entered the aging of the population age and aging population increased year by year. To 2020, the elderly population is expected to reach 248 million, accounting for 17.17% of the population, in 2040, is expected to total dependency ratio will reach 63%. Since the reform and opening, our country social security undertakings have made great progress. Now in the city has launched a culvert to on-the-job personnel of all kinds of social security system. But, for those who live in cities, there is no employment of urban residents security remains to be further strengthened. Especially as the change of family size, family endowment function is gradually weakened, pension problems of urban residents has attracted the attention of the whole society. In order to solve the problem of the pension, our country in 2011 introduced the endowment insurance system for urban residents, and by the end of 2013, the national urban and rural residents endowment insurance to participate in the total to 498 million, including urban non-employed represents a significant share, there are 23.99 million people. In the urban endowment insurance for a period of several years, ginseng protect number increases year by year, but there are also some problems.For the Changchun as an example, this paper applied the method of empirical research of sociology in understanding the current status quo of old-age insurance for urban residents, on the basis of analyzing the existing problems and reasons, and puts forward the feasible countermeasures. From the actual situation of the sample, there are policy propaganda explanation does not reach the designated position, low security level, motivation is not strong, the system of transfer of the lack of cohesion the feasibility of the system and regulations, such problems as narrow channels of funds, the value, therefore, should increase the propaganda of knowledge of social security, improve the level of protection, strengthen construction of incentive mechanism, to perfect the system of transfer and the feasibility of the system to connect and regulations, increase the fund investment channels and other policies and Suggestions, so as to ensure the smooth implementation of endowment insurance system for the urban residents.In this paper, a total of four chapters, the first chapter mainly described the research background of the paper, the research theory significance and practical significance, the domestic and foreign literature review, relevant concept definition and concrete research content and methods; The second chapter mainly for Changchun city as an example is discussed in the running of social endowment insurance for urban residents in our country, including the awareness to attend endowment insurance for urban residents, motivation and satisfaction; The third chapter, analysis of Changchun city in the operation of the urban social endowment insurance in the problems and causes; The fourth chapter by asking specific questions put forward corresponding Suggestions.