Research On Financial Consumer Security Rights Protection

The development of our country change rapidly,people's living standards rising,the life needs no longer stay in the basic of the basic necessities of life,and gradually to the health,education,financial and other aspects of development.Financial consumer protection issues,has been a concern.In addition to the financial institutions to provide products to consumers' personal safety situation,violations of consumer property security and information security of the phenomenon is more common,harm is great.The life of common property right of the financial consumer infringement phenomenon has become deposit insurance,variable deposit management,also disclose financial consumer financial information leads to financial consumers' property loss The situation or cause other damage.The financial consumers' safety right as its basic rights,its importance is self-evident,but also in the financial consumer protection in much attention.But the financial consumer right connotation,content protection methods are still controversial.The author tries to research on these problems,in order to provide financial consumer protection of the safety of some of the ideas?In this paper,in the first part of the basic concepts were reviewed,including the concept of financial consumers,the concept of financial institutions,defined and elaborated the concept of financial consumer right,clear financial consumer safety of some basic concepts of the right.At the same time,to discuss the basic rights of financial consumers,reason and value of financial consumer right security.The second part introduces the current China's financial consumer safety zone to protect the status quo and existing problems,necessity and urgency of outstanding financial consumer right protection.The third part is a comparative study of foreign experience and the protection of the financial interests of consumers in Taiwan.Including The relevant legislation,institutions,disputes and other aspects of the content,in order to get a beneficial reference to the protection of the financial interests of consumers in China.The fourth part can be combined with the status quo in China learn from foreign experience,from the financial consumers,financial institutions,puts forward some countermeasures and suggestions on ways to remedy,look forward to the financial consumer right form all-round,multi-level protection.People's life becomes more and more convenient cannot do without the rapid development of Internet in China,financial products and services for the Internet becomes more and more easy to get a higher risk.Therefore,there can be omitted in the field of financial supervision.Financial consumer protection in the process,should choose a suitable way according to the existing the system,so as to avoid the operation principle and the whole legal system or financial markets have a greater conflict.The concerted efforts to safeguard the rights and interests of financial consumers,the mutual cooperation of various departments,the establishment of diversified dispute resolution channels.