Landless Peasants Financial Behavior Survey And Research

With the continuous development of our national economy, urban and rural integration process continues to accelerate,urban sprawl demand for land is also increasing rapidly, raising the government’s expropriation of rural land mass, resettlement of rural residents paid levy, landless peasants the people’s livelihood has become one of China’s current economic hot spots. It is because they are in the process of urban-rural integration, due to the construction of residential area, highway development of tourism and other needs their own survival of generation farmland and houses is occupied. National compensation were carried out, and generally larger amount.Expropriation of land can bring sustainable income to farmers, and in spite of the high one-off compensation is very easy to spend.They generally lack a scientific and rational financial management methods. Therefore, farmers financial capacity has been a great challenge.This paper through to Jiuhua Economic Zone in Xiangtan City, Hunan Provinee as a reference, combining the financial product applicability job and landless peasant families financial Situation, cognitive, financial and other aspects of intention to conduct field investigations. Through the survey to found that the problem of land-lost farmers family financial status. And to analyze whether the land-lost farmers families’ degree of education, family economic strength, financial neighborhood atmosphere, market conditions and other factors can affect the landless peasants ’choice of way to make family financial. Finally, aiming at the existing problems and put forward the corresponding countermeasures and suggestions, combining with the characteristics of financial behavior of landless peasants, to provide relevant solution for the scientific financial management of land-lost farmers.After reaching a assets rights value, the purpose of the land-losing farmers so as to promote the improvement of independent financial ability, gradually improve environment, encourage rural financial market development, will continue to promote the process of urbanization in our country.scie nee related to settlement proposals, purpose of the collection after the value of assets value, thereby promoting autonomy landless peasants improving financial management capacity, and gradually improve the rural financial environment, to promote the continuous development of the rural financial market, continue to promote the process of urbanization development in China.