Research On The Development Of Rural Cooperative Finance To Promote The Development Of Farmer Professional Cooperatives

The system of household contract responsibility has made remarkable achievement in agricultural economy for 30 years since the implement of reform and opening-up.However,the further development of agriculture comes across adversity during that time.Traditional mode of management cannot adapt to the development of agriculture industrialization under the new situation.Through the cooperation of farmers,we will promote cooperatives which are carriers as “middle-tier” of the development of industrial chain,to form the mode of development,which is “enterprises + cooperatives + farmers”.By doing this,we can promote the leading enterprises of agriculture,professional cooperatives of farmer and farmers themselves to get more benefits respectively in cooperation.We can also establish the goal of development in the whole industry.We can not only make contributions to market linkage for little scale farmer,but also make resources integration by cooperation,thus forming appropriate scale management in the part of planting and cultivation.Furthermore,it provides motivation for the development of agriculture by reducing the costs of trading and organizing and managing.Rong-Cheng City is a big city of agriculture in Shandong province.Especially in recent years,the development of cooperatives has made the great-leap-forward development of local agricultural industrialization and brand.Rong-Cheng City successfully gets the certifications of the geographical indication of China's agricultural products,including “Rong-Cheng Peanuts”,“Rong-Cheng Figs”,“Rong-Cheng Pear”,“Rong-Cheng Cherry”,“Rong-Cheng Green Tea”,“Rong-Cheng Apple” and so on,and establishes a series of distinctive professional cooperatives of farmers.It has 676 cooperatives whose registered capital is 780 million yuan and members are 66,000,up to 30% of total households.It leads 68,000 farmer households,which takes 30.9% of the whole.All cooperatives of the city in 2014 achieved 1.36 billion of sales revenue.The income of their members increased by 2000 yuan,promoting 1000 yuan income increasing of the surrounding farmer households.Based on the current development of agricultural industrialization,cooperatives must be rooted in every connecting point of agricultural supply chain,to form scale merit and industry leading position if they want to survive and develop.As long as becoming bigger and stronger in certain connecting points,the expansion of former or latter part of industrial chain can be achieved.It is hard to get investment from commercial bank of Rong-Cheng City cooperatives in the process of their development,let alone orderly investment environment inside the cooperatives.As a result,cooperatives cannot get expansion for lacking of capital in planting and cultivation,and they cannot take the lead in the upper place of industrial chain,causing the short of motivation to make development in downstream.The backwardness of rural finance hinders the development of cooperatives.it is meaningful to study the development of rural cooperative finance and solve the problems of the development of cooperatives for contributing to the professional cooperatives and solving the problems of three issues of agriculture.The prosperity of cooperative finance will help the cooperatives to obtain the capital source of moderate scale operation and the development of industrialization.Cooperative finance is an effective carrier for the development of cooperative finance.This study will analyze the mechanism of cooperative evolution of rural cooperative finance and farmer professional cooperatives.This study will analysis of cooperative finance in rural areas and the farmers' professional cooperative co evolution mechanism analysis,analysis of financial innovations to the cooperatives to develop farmers' professional cooperative funds,the implementation of cooperative finance development and farmers' professional cooperative mutual promotion and development feasibility,which will solve the "three rural issues" has important reference value and reference meaning.The prosperity of cooperative finance will help the cooperatives to obtain the capital source of moderate scale operation and the development of industrialization.Cooperative finance is an effective carrier for the development of cooperative finance.This study will analyze the mechanism of cooperative evolution of rural cooperative finance and farmer professional cooperatives.This study will analysis of cooperative finance in rural areas and the farmer professional cooperative co evolution mechanism analysis,analysis of financial innovations to the cooperatives to develop farmer professional cooperative funds,the implementation of cooperative finance development and farmer professional cooperative mutual promotion and development feasibility,which will solve the "three rural issues" has important reference value and reference meaning.This passage is based on the reality of Rong-Cheng City,introducing the development status of professional cooperatives of farmers and rural cooperative finance and main policies.Then based on the fact,the author analyzes the existing problems and major effecting factors of rural cooperative finance and cooperatives themselves.Finally,countermeasures of rural cooperative finance of Rong-Cheng City are proposed.