Research Of MD Financial Business Development Strategy

With the continuous deepening of China's reform and opening up,the continuous development of the socialist market economy and the continuous boost of the strength of large and comprehensive enterprise,“The Real Economy + Finance”,the combination of production and finance conforms to the demand of economic transformation and development,has become an important trend in the development of large and comprehensive enterprise groups.The combination of production and finance is the product when the market economy develops to a certain extent.The practice of developed countries has proved that the demand for capital by the real economy and the pursuit of valuable assets by the financial industry will inevitably lead to the integration of assets and capital.This integration will help to accelerate the development of the industry,consolidate the position of the enterprise and effectively reduce the customer's financing cost for the industrial chain.At the same time,it can also disperse the risk of financial capital,guide the benign increment of capital and promote the financial capital from virtual to real."The real economy is the body,and the finance is the blood",In order to deepen the new requirements of supply side structural reform,and comprehensively improve the efficiency and level of the service for entity economy and make both of them develop healthfully,the real economy and the finance need a positive interaction and to complement to each other.After years of financial industry layout,MD Financial Business formed a financial system that includes finance company,petty loan,commercial factoring,a third party payment,consumer finance,a network petty loan,leveraged lease,asset management and so on.In the future,MD finance will extend to a broader financial field,continue to focus on industry,form a business mode of combining the production and the finance,and provide advanced financial comprehensive solutions to customers.It will become a comprehensive financial platform of “product leading,mobile intelligence,service industry and steady operation”.Compared with the core manufacturing industry of the MD group,the financial business faces more opportunities and challenges.It mainly reflects in two ways: firstly,for the traditional financial credit business,there is a great information asymmetry between the two sides of supply and demand,How to use the position of the core enterprise to solve the three flow of capital flow,information flow and logistics is a key problem need to be considered.Secondly,in the context of globalization in the financial market,there are many potential risks in the capital focused by financial business.A little carelessness will cause great damage to the main business of the group.How to prevent such cross risks also needs to be considered.Facing the opportunities and challenges mentioned above,for the management of group,how to formulate the development plan of the main industry and the financial industry at the strategic level;for the operation layer of company,how to rationalize the coordinated and complementary operation of the main industry and the financial industry in operation level;For corporate governance,how to control the management mode,human resource structure and risk management mechanism of the main industry and the financial industry are the actual problems that need to be considered in the process of the entity group gradually moving towards the financial industry.Based on the above analysis,this paper try to make a comprehensive study of development history,clear the current state of operation and the competitive position within the industry and other factors.And on this basis,this paper discusses the existing problems of the existing enterprise development strategy of MD finance,and analyzes the future development strategy plan of the company through a variety of tools,so as to realize the combination of the theoretical knowledge and the actual situation.Finally,it is expected to put forward some constructive suggestions on the MD group's financial business development strategy.