Research On Financial Risk Prevention Mechanism Based On Artificial Intelligence

Since the 19 th National Congress of the Communist Party of China,the issue of basic education has been highly valued by the Party Central Committee,and education has been regarded as a national plan and a party plan.And make major arrangements for the development of education,speeding up the modernization of education,and building a strong country of education.The Ministry of Education's Basic Education Division's 2019 work highlights the importance of basic education funding,financial issues,and education system anti-corruption issues to improve the quality of education.In the context of big data,higher requirements are put forward for the timeliness,legitimacy and regulatory effectiveness of basic education financial work.First of all,with the development of the Internet,information data update speed is fast,data volume is increasing rapidly,information is difficult to identify,and the timeliness of basic education financial work is required.Secondly,in the era of big data,data screening is more difficult,and violations and frauds occur from time to time,which poses certain difficulties for the government to monitor the corruption of basic education.Finally,due to the close attention of the national education work,the private education is becoming more mature and presents a group development.The basic education group has problems such as difficulty in financing and strict supervision of internal control.Once there is a problem in financial work,it will trigger a chain reaction,which will have a great impact on the reputation of the school under the rapid spread of the Internet.Therefore,the prevention of financial risks in basic education is particularly important in the context of the Internet,providing guarantees for the sustainable development of basic education.As the financial risk prevention measures of basic education are still relatively backward,there is an urgent need for the intelligentization of financial risk prevention mechanisms.The development of artificial intelligence has certain learning ability,knowledge reserve ability,data analysis ability,and the ability of intelligent judgment and decision-making.Taking xx basic education group as the research object,this paper analyzes the application status of artificial intelligence technology in financial risk prevention and identification process,enumerates the financial risk types of xx education group and conducts case analysis,and designs the financial wind direction prevention mechanism based on artificial intelligence technology.The analytic hierarchy process is used to construct the financial risk measurement index system of xx basic education group.This article is mainly divided into the following parts.The first part mainly introduces the research background and significance of the article,emphasizes the urgency of the transformation of financial risk prevention management mode under the big data environment,and introduces the necessity of artificial intelligence for financial risk prevention.The second part analyzes the causes of financial risks mainly by introducing relevant theories.The MM theory,agent theory,financing contract theory and internal control theory used in the analysis of financial risk causes are described in detail.The third part,through the introduction of the main techniques used in financial risk prevention,such as big data mining,network search,automated generation,deep learning,etc.,analyzes and examples of its application in financial risk prevention,for the following xx basic education group The financial risk prevention design provides technical ideas.The fourth part introduces the background of xx basic education group,summarizes the financial status quo,and lists the types of financial risks.It provides a detailed description of the internal and external risks of finance and analysis of the status quo and examples,emphasizing the necessity of financial risks.The fifth part,through analytic hierarchy process,the paper analyzes the various influencing factors of xx basic education group financial risk and analyzes and constructs the financial risk measurement index system of xx basic education group from the perspective of artificial intelligence.The sixth part analyzes the business process of financial risk prevention,analyzes different use objects,builds a financial risk prevention mechanism system based on artificial intelligence,and designs four modules to discuss the functions of each module and the technical methods used.The risk identification rule base is designed,and the design method of financial internal and external risk rule base based on artificial intelligence is discussed in detail.