Research On The Problems And Countermeasures Of Financial Literacy Education In Secondary Vocational Schools

As an important part of cultivating vocational education students,secondary vocational schools have an obligatory responsibility in promoting financial literacy education.Paying attention to the financial literacy education of secondary vocational school students,improving the financial knowledge of secondary vocational students,preventing financial risk ability,awareness of rights protection and financial decision-making skills are new requirements for the development of secondary vocational schools.As one of the core literacy of 21 st century students,financial literacy is a financial literacy education for today's secondary vocational students.It has not only individual significance,but also social significance and national significance.On the basis of combing the domestic and foreign financial literacy education literature,this paper defines the related concepts of financial literacy education in secondary vocational schools,and based on the related theories of financial risk prevention theory and behavioral finance theory.The objectives,contents and requirements of financial literacy education in secondary vocational schools are clarified,and the impact of financial literacy education of secondary vocational schools on students' financial behavior is analyzed.This paper investigates and analyzes the current situation of financial literacy education in H secondary vocational schools,and summarizes the achievements of the financial literacy education of the school.The main results include the gradual improvement of the curriculum system;the initial construction of the evaluation system;the continuous growth of the faculty;the development of the training base has made new progress;Financial literacy has been initially upgraded.Secondly,it analyzes the problems existing in the financial literacy education of the school.The main problems include the lack of clear training objectives for students;the lack of teaching content to keep pace with the times;the teaching methods are relatively simple;the quality of teachers needs to be further improved;the sustainability of training bases is more prominent;The school bank's cooperation content is not deep enough.The reasons for the problem generation are analyzed again.The main reasons include that theschool education concept needs to be strengthened;the education evaluation mechanism needs to be improved;the teacher team construction is relatively lagging;the training base construction lacks institutional guarantee;the school silver cooperation lacks a long-term mechanism.Finally,it summarizes the experience and enlightenment of financial literacy education in secondary vocational schools in foreign countries and Taiwan,and proposes corresponding solutions to the problems and causes of financial literacy education in H secondary vocational schools.The recommendations mainly solve the problems from the following aspects: Clearly clarify training objectives,establish correct educational concepts;optimize financial literacy education curriculum system;update teaching content,innovate teaching mode;build high-quality professional teachers;improve financial literacy education teaching evaluation mechanism;strengthen schools and government,financial institutions Cooperation,with a view to providing a reference for further improving the financial literacy education of secondary vocational schools in China.