Research On The Risk Of Crowdfunding And Prevention About Agricultural Small Micro Enterprises

Under the new economic development,it is very important to accelerate the development of modern agriculture and realize the modernization of agriculture and play the role of agricultural small and micro enterprises.However,small and micro enterprises,especially agricultural small and micro enterprises,the financing problem is more prominent due to various reasons.At present,with the development of Internet technology,large data and cloud computing technology,and the characteristics of small micro-enterprises themselves,Internet finance has become an effective way to alleviate the financing problems of small and micro enterprises.Many small micro-enterprises have begun to pay attention to the convenience of Internet finance,high efficiency,low cost,and try to use this new means to fundamentally solve their own financing problems.Based on this,this paper specializes in the risk of financing and its prevention.This paper begins with the research questions,the research background and the research significance,and reviews the main contents of the research on the financing and risk research of the small and micro enterprises in agriculture,and studies the theoretical basis and research methods of risk-preventing.And then,this paper analyzes the status and problems of the agriculture crowdfunding from different perspectives,and makes a more in-depth study through the concrete case analysis and empirical analysis.First of all,it will compare analysis of cases,risk analysis through the survey of research to obtain data and related cases,in order to get further the main risk factors involved in small and micro enterprises;and then carrying an Empirical analysis by using Qualitative Comparative Analysis,referred to as QCA.In view of the complexity of the variable might leading to the complexity of the model,the article screened out the most influential 4 main variables about risk of crowdfunding on small and micro enterprises and 5 sub-independent variables,and 1 variable.And then through the software fs/QCA2.0,computing variables may exist between the logical conditions of the combination,three sets of logical condition combinations are obtained and there are two key factors in the risk of crowdfunding for small and micro enterprises,namely investor awareness and policy support.The empirical results show that the single factor and the single subject can not fully explain the risk of crowdfunding,and the combination of the different factors could affect them.For the small and micro enterprises involved,the risk comes from the participation of multi-party.Finally,the article puts forward the corresponding countermeasures and suggestions.One of the innovations is based on agricultural small and micro enterprises andrelatively new perspective,through specific cases of interviews and questionnaires,which obtains first-hand information;another is to use QCA method for empirical analysis,which is different from that of the traditional regression model between single variable.The variable relationship in the QCA method is asymmetric,and the reason of the multiple conditions is analyzed,which is suitable for studying the complexity of the risk of crowdfunding;besides,the method of QCA makes up for the lack of agricultural survey object because of applying to a small sample.