Research On The Performance Of Financial Targeted Poverty Alleviation

Poverty has always been a problem of concern to the world,especially in developing countries.China is a developing country,and its poverty has been troubling the economic development."Targeted poverty alleviation" was formally proposed by general secretary Xi Jinping during his visit to Shibadong village in November 2013.The proposal of this policy marks a new journey of poverty alleviation in China.Shandong province,located in east China,has responded positively to the central government's call to launch a targeted poverty alleviation policy in due course.Although Shandong province is not a typical poverty-stricken province,there is a serious gap between the east and the west,and the poverty in the western part of the province has become the most prominent "shortcoming" in the overall development of Shandong province.Shandong province has actively explored the road of financial poverty alleviation and development,and made great efforts to integrate finance and finance deeply.It has successively adopted high-intensity poverty alleviation policies,which have reduced the scale of the poor population in rural areas,reduced the incidence of poverty,increased the per capita net income of the poor households,and achieved initial results in financial poverty alleviation.However,according to the latest report from the poverty alleviation office of Shandong province,the targeted poverty alleviation task in Shandong province is arduous.Although some achievements have been made,the efficiency of delicate poverty alleviation is low,and there is still a gap between the targeted poverty alleviation plan and the targeted poverty alleviation plan.Based on this,the performance of targeted financial poverty alleviation in Shandong province was studied.This paper through the literature analysis,the related research at home and abroad,and elaborates the related concept definition,and then through the comparison analysis method,30 counties in Shandong province(area)the economy and poverty alleviation situation,found that financial precision poverty alleviation policy exists deficiency in Shandong province,and using quantitative analysis method,to 30 counties of Shandong province(area)based on data from 2011-2018,with the availability of financial services,financial services use,agricultural production function of the three indexes as input variables,and to economic poverty,poverty in education,health,three variables as output index,DEA model is used to calculate the efficiency value of financial poverty alleviation.Then,the financial poverty alleviation efficiency value calculated by DEA is taken as the explanatory variable,and the financial expenditure,risk compensation and financial product innovation number are taken as the explanatory variables to establish the Tobit model for regression analysis and explain the degree of influence of this variable on financial poverty alleviation efficiency.Finally,this paper expounds that the efficiency of financial targeted poverty alleviation in Shandong province can be improved by strengthening financial cooperation,perfecting risk compensation mechanism system,increasing the number of financial product innovations,and improving the level of financial intermediary efficiency.Finally,this paper summarizes and prospects.