Case Study On Psychological Adjustment Of College Students In Campus Net Loan

In recent years,with the rapid development of the Internet finance industry,the campus online loan platform has gradually entered the university campus.But due to the lack of comprehensive cognition of campus network loan and good consumption view,campus network loan platform lack of effective monitoring and management,leading to more and more college students to try campus network loan,however,the students are no economic income,so some students borrowing may be overdue,thus have a series of negative effects on them.These negative effects cause students to bear both economic and psychological pressure,and if failing to relieve them in time,various serious consequences may occur.Case work is based on the problems and needs of the recipients,and with the help of scientific assistance mode and skills,it can effectively intervene,and finally achieve the purpose of solving its problems and promoting its progress.Based on reality,combining with practice experience,we select college students B in the dilemma of campus network loan as the research object,and conduct practical research using case work.First,the author sorts out and analyzes the relevant studies,relevant concepts and theoretical bases involved at home and abroad,understands the relevant research of campus online loan intervention in various disciplines,especially social work in China,and provides theoretical reference for this paper.On this basis,to estimate the plight of service objects using literature,observation,interview and scale methods,understand and analyze the cognition of service objects,loan reasons,current mental health status and the needs of service objects,sufficient information was prepared for the development of practical work;Secondly,the building on the theory of cognitive behavior and the theory of the dominant perspective,design the intervention scheme according to the collected data and relevant analysis,focusing on describing and analyzing the practical process of case work intervention in the psychological adjustment of college students on campus network loan,it aims to integrate the support system resources to help the service object out of the campus network loan dilemma,relief psychological stress,change the unreasonable cognition of the campus network loan,improve social adaptation,reestablish the confidence in life;Finally,the intervention results of this summarized,and put forward professional reflection and suggestions.The following conclusions are drawn through the research: First,the case work intervention fell into the psychological adjustment of college students on campus network loan is quite effective.By linking resources,looking for social support network,help the owner to normal study and life,balance the psychological pressure,and ensure their healthy growth.Second,Ellis’ s rational emotional therapy is applicable to solve the problem of psychological adjustment of college students falling into the campus online loan.Through arguing with the owner,it can recognize his unreasonable beliefs,instill positive words into the owner,and with the help of rational homework,slowly change the negative psychology of the owner,so that he can find his own advantages and shining points,which will help the owner to restore normal mental health.The purpose of this paper is to give full play to the professional advantages of case work,help college students to solve the problem of campus network loan by B,and try to sum up the application value of interventional work,so as to guide college students away from bad campus network loan,and create a healthy and civilized campus consumption culture.