Legal Problems Of Urban And Rural Three Basic Medical Insurance System Integration

The basic medical insurance system of our country, which separate urban to rural, and distinguish different employment population, established basic medical insurance system for town workers, the serious illness medical treatment insurance system for urban residents and the new rural cooperative medical system. Along with the development of urban and rural economic and social integration, the basic medical insurance system that based on different status, occupation, and the social economic conditions have became a main bottleneck which hinder the development of urban-rural integration. Therefore, it has become a common consensus and an objective need to integrate the three blocks of basic medical insurance system of urban and rural to accelerate the development of urban and rural’s economic and social integration. To Integrate the three blocks of urban and rural medical insurance system,it is necessary to build an uniform system. However, the problems in integration practice has became more and more serious, such as the mode differences, lack of scientific concept and overall coordinating mechanism,etc.They are not only restricted the architecture of unified framework, but also hindered the process of Universal health care system. To solve these problems, the author will give some suggestions which are based on the build of scientific ideas, national interest coordination mechanism, and perfect the relative supervision mechanism.The article is divided into four parts:The first part:"The rationality of separation and the times demand of integration of the three basic medical insurance system ". This part demonstrates the necessity of integrate three basic medical insurance system. On the basis of affirm the rationality of the Three split,this part will focus on the demonstration of the urgency to push ahead the three medical insurance system integration. Part2:"the legal foundation of three basic medical insurance system integration ". This part-will expound the feasibility of three medical insurance system integration. Based on the Legal property of the three system, author will try to expound the Convergence in nature and the difference in technical from the legal foundation of three basic medical insurance system integration.Part3:"the problems in experiment of the three basic medical insurance system integration." Based on the documents study of the three basic medical insurance system integration.the author thinks that the reason why the benefit keep unbalance are that the integration mode keep different, the system construction lack of scientific concept and overall coordinating mechanism.Part4:"the suggestions to the three basic medical insurance system integration ". To solve the problem,author will give some suggestions including:with the scientific conception, ask the centre to announce the relative documents as soon as possible which related to the there basic medical insurance system integration. Democratic reflection in the building process of this system. System innovation should based on the legal and practice. Establish national interest coordination mechanism, perfect the relative supervision mechanism from establish the independent third party supervision mechanism, strengthen medical insurance information management, pay attention to the outcome of supervision.