| Mobile Internet boom surging, global perspective, we can find the mobile Internet growth has been quite obvious. The world a better information base within the national and regional have switched have entered the mobile Internet era, the United States as represented by the giant mobile Internet applications, Leader of consumer electronics, intelligent end-user companies, creative mobile Internet user groups constitute the prototype of the mobile Internet industry already has. In China, according to China Internet Network Information Center (CNNIC) statistics, the end of 2009, the size of China’s 233 million mobile phone users, the end of 2010 to $ 303 million, and by the end of June 2011, this figure had risen to 317 million, mobile phone users and the overall proportion of Internet users has reached 65.5%.As the focus of the mobile Internet value-added services for mobile payments and enrich people’s consumption patterns, and to penetrate into the incredible pace of development in all aspects of life. According to iResearch Consulting collate the latest research found that in 2011 global mobile payment users will reach 141 million, representing growth of 38.2% in 2010; transaction amount will also be$ 48.9 billion in 2010 to grow to $86.1 billion, an increase over 76%. The data show that the global mobile payments market has shown a steady growth. The mobile payment service providers as an important participant in the industry chain, is playing an increasingly important role. Mobile payment market is so booming, in addition to its own mobile payment convenient and easy, low cost, and pay the market across a large range of rich content, etc., supported by objective and policy environment for supporting the development and expansion of mobile payment Shop level of the road.Although the mobile payment market outlook is excellent, but there are some risks to impede the further development of mobile payment and promotion. Since 2011, the worsening security situation in the mobile Internet. Pay for itself and is closely related to the security, PC, after all, is fixed, the resulting payments are paid online or conventional means of doing things, to the mobile terminal will be far exceeded the current mode of payment, mobile payment will become a trend, the mobile terminal can evolve into a mobile wallet, mobile terminals will be combined with the credit card, payment by mobile Internet to reach goal. All these points are combined into a very convenient means of payment. Mobile payments will become the future trend, the next few years, mobile payment will become a trend to tell Development into a blowout.However, the risk for mobile payments in problem identification, analysis, solutions, there is no pattern can be mature and well-defined process, there is no appropriate normative standards, but the situation does become more critical. Therefore, how utilization of project risk management ideas, theories and technology, its application to mobile payments risk management activities, to achieve effective risk identification, full analysis, a good solution to make mobile payments using scientific work reasonable methods and tools to complete the overall project goal is to present critical tasks.This study attempts to stand for telecom operators who want to act in the risk management of mobile payments project. First, we analyze all risk factors in the mobile payments project based telecom operators, through the project risk identification and risk assessment. Second, according to policies for project risk, project risk IT systems, project operational risk, project risk trading, liquidity risk and other items, we give a summary of some of the recommendations from three dimensions including advance the prevention, half-way monitoring, summarizing. In all, I hope that my research will play a role in helping the telecom operators to run mobile payment project. |
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