The Optimization Of Shanghai Unemployment Insurance

Unemployment is an inevitable product of market economy and law of value function. On one hand, it is advantageous to the human resource optimize configuration, on the other hand it also can bring economic loss, intensifies polarization of the total income distribution, and the negative influence of social public order. To solve the problem of unemployment, unemployment is not simple to completely eliminate it, but through the national policy system to control the unemployment within a reasonable scope, and to minimize the negative impact of unemployment. Unemployment insurance system is one of the means to reduce the negative impact of unemployment. It bears the risk of unemployment and promoting employment unemployment prevention function, to maintain the life of the unemployed, and to safeguard its own production and reproduction as the basic purpose. It will play a part in adjusting labor supply and demand, realizing the income redistribution, alleviating social and economic turmoil and promote an important role in social and economic development. The optimization of unemployment insurance system is the solution of the development in the socialist market economy, the social steady, and the improvement of the social security system. Therefore, this article takes Shanghai, do the research on the unemployment insurance system optimization pattern. It is the inevitable requirement of optimization study for the unemployment insurance system at present stage. It also has practical significance and research value.II Based on the perspective of social insurance fund balance, this article make a study about the optimization of the unemployment insurance system in Shanghai through the following five chapters. The first chapter talks about the analysis of Shanghai unemployment insurance system optimization, the research background and significance of the study defines relevant concepts, and the review of the optimization of unemployment researches. On this basis, the author puts forward the research ideas, methods and innovations in this paper. The second chapter is going through the policy and data to analyze the present situation and the problems of the unemployment insurance system in Shanghai in current time. The main content of the third chapter is establishing the unemployment insurance fund income and expenditure model, in order to forecast Shanghai unemployment insurance system annual fund income and expenses from 2014 to 2030, based on the assumption. The fourth chapter is on the basis of the unemployment insurance fund annual forecast. The author establishes the long-term unemployment insurance fund balance model with Shanghai unemployment insurance system optimization design, model computation and in-depth comparative analysis of the measuring result. According to the previous chapter, the fifth chapter summarizes the research contents and conclusions of unemployment insurance system in Shanghai to optimize feasible policy suggestions.The study found that over the years the unemployment in Shanghai is more serious than other large cities. The unemployment insurance system is expanding the scale of the systems, and its accumulated funds is becoming bigger and bigger. The problems existing in the unemployment insurance system in Shanghai is mainly manifested in three aspects:(1) in the aspect of system design, unemployment insurance treatment is low and lack of fairness. The unemployment insurance protection object and actual unemployed community village exists the phenomenon of dislocation, to some extent, it also influences the efficiency of unemployment insurance to promote employment function;(2) in the aspect of insurance fund management, on the one hand, comparing with the amount of the unemployment, the amount of unemployment insurance expenses fund is shortage. It leads to produce a large number of surpluses. On the other hand, the issue of fund regulation is lax as well;(3) in the aspect of the program operation, Shanghai unemployment insurance claims procedures strictly tedious, especially for migrant workers at present. Because of the unemployment insurance transfer restrictions, the design of the unemployment system is much inconvenience to the unemployed.Taking the current problems of unemployment insurance system as the optimization direction of Shanghai, the author analyze the optimized plan for the unemployment insurance system in Shanghai through the model of long-term unemployed insurance fund balance. It concludes that the actual Shanghai unemployment rate is still in its reasonable and controllable range in the future. The spending of the unemployment insurance funds to promote the employment is inefficient, the situation of the fund balance is still worrying in the future. But the study also finds that it still has room to cut the unemployment insurance payment rate, and the unemployment compensation standard also has enough space to rise. The unemployment insurance payment rate cut room and unemployed insurance gold extend standard rise space increases with the improvement of unemployment insurance coverage and collection rate.Therefore, in order to further optimize the unemployment insurance system in Shanghai, we need take measures from the following five aspects:(1) adjust the unemployment insurance payment rate, and avoid the "Adverse selection".(2) To improve the unemployment insurance benefits, and prevent "Over-welfare" and "Unemployment Trap";(3) To equilibrium unemployment insurance payment and payment, and realize the equivalence of rights and obligations;(4) To improve the efficiency of promoting employment, and get plenty of spending money to promote employment;(5) To build the support mechanisms for improving the unemployment insurance, and improve the unemployment insurance system...