The Research On Development Issues Of Private Pension Institutions In KaiZhou,ChongQing

In economy,society and the development of science and technology at the same time,also contributed to the population aging.As early as 2013 years ago,the developed countries has become the aging country.China is gradually entering an aging society more than 10 years ago,is the development of national early into the aging society in the country.As China's economy continues to grow,people's material needs and spiritual needs are constantly improve,gradually become miniaturization,empty nest family,the elderly pension service demand is increasing.Since the concept of socialization of social welfare in 1994,the 10 th national conference on civil affairs put forward for the first time,the work of the socialization of social welfare is officially launched in the country.The implementation of the concept of socialization of social welfare for private pension institutions participating in the provision of pension services found in theory according to.Countries gradually promote the establishment and perfection of social endowment security system to alleviate the aging from economic,political and social pressures.Chongqing is the most aging area in western China,and the kaizhou district is the population area and labor force output area of chongqing.In kaizhou,the population of 1.68 million,with an aging rate of nearly 18 percent.With the development of the economy,more and more young people leave the state to work,and the "421" family structure caused by the family planning policy has weakened the function of home-based care.More and more elderly people,unable to care for themselves,can not care for their families,live alone,lonely and so on.The current institution endowment is divided into two methods of public pension and private pension,as public pension institutions accept more infirm and "3 without the old man," and most of the normal old people will choose private pension institutions.With the arrival of aging,the governments at all levels are also attaches great importance to the development of private pension institutions,issued corresponding supporting policies,such as financial subsidies,tax incentives to attract private capital endowment services industry,in the future,private pension institutions have very big development space.However,due to the traditional concept of pension,pension support policy lag,the economic development downward,the institutions in the process of our development is faced with many problems,such as not paying attention,will inevitably affect the development of the institutions.This paper selects the dual perspective of the external and internal environment of the private pension institution in the development process.First is obtained by field survey statistics,understand the open state of private pension institutions development present situation and problems,and then,analysis the reasons of the existence of problems,and discusses the factors affecting the development of private pension institutions,finally,in view of the problems,puts forward the countermeasures to solve the problem of development of private pension institutions.In order to promote the development of the urban private pension institutions in the west of China.