| Xi general secretary in the report mentioned that “Housing is for living in,not for speculation.active measures must be taken from multi-angle,multi-level building conforms to the situation of our country housing safeguard system,combined with the lease rental houses,safeguard people's basic housing needs,let all the people to truly live."Since the reform and opening up,China's economy has been developing rapidly,people's living standards have been greatly improved,and the needs of the people are constantly changing.With the reform of the housing system and the housing market,the real estate market has also developed rapidly.The price of commercial housing has been rising,and the housing price has become an issue of great concern to the public.At the same time,due to the imbalance of economic development in China,such as insufficient reason there are part of the difficulties of low-income people,the housing needs of this part of the population is more and more get the attention of the society,the problem is becoming more and more serious,and positive public housing construction is the effective way to solve these problems effectively.From the perspective of the housing security system of our country,because of many objective reasons,the time is not long,the development speed is slow,but from the results,in parts of the actual solved the housing demand but life difficult people,get the praise of the local people,actively and actively promote the development of the housing security system.But across the country the development of affordable housing,is still at the stage of exploration and attempt in the beginning,in the process of the actual practice has been the emergence of new problems,such as the lack of construction funds,construction engineering quality supervision,safeguard object to apply for examination and approval,etc.,are all must face and solve problems.Housing accumulation fund system in our country has been implemented for nearly 30 years,from the start,people's doubts,don't understand,up to now many cities and regions units and enterprises are fully established the system of housing accumulation fund,now many of the individual businesses and freelancers also positively pay housing accumulation fund.People's recognition and recognition of housing accumulation fund has played an important role in promoting the development of housing accumulation fund.Housing provident fund gives a large number of workers to live a dream.But as more and more,collects the amount money to the value of pressure accumulation fund center,how to safeguard the legitimate rights and interests of good pay worker,use the money to make it well play do greater utility has been a diligent direction of the housing accumulation fund management center.In 2009,the government proposed the use of housing provident fund loans to support the construction of housing advice,and conducted a pilot nationwide.Huzhou has three participated in the second batch of pilot project,this article from huzhou city housing accumulation fund loan support for the construction of affordable housing situation,this paper first according to the related theory of housing accumulation fund system,housing accumulation fund to participate in affordable housing inductive analysis,and then three pilot projects in huzhou area as the goal,from the problems in the implementation of the policy,capital operation process is reasonable and effective compliance aspects,and puts forward the existing problems and Suggestions,further improve the efficiency of the construction of the housing accumulation fund loan funds to participate in housing,provident fund of social security function,take a variety of channels to support China's housing construction,to further protect the interests of the low-income people in China and really solve their basic housing needs,develop the function of social security,efforts to try to do home ownership. |
PDF Full Text Request