Analysis On The Influencing Factors Of Micro-credit For Poverty Alleviation In Xiangning County,Shanxi Province

"Villagers is the key to build the moderately prosperous society." In order to achieve the goal of building a moderately prosperous society in all respects by 2020,poverty alleviation is imminent.However,simple financial help can only solve the immediate problem.If we want to eradicate poverty fundamentally,"hematopoietic" support is more effective than "blood transfusion" support.As an effective method of"hematopoietic" support,micro-credit for poverty alleviation has a significant promotion effect on targeted poverty alleviation.Against this background,this paper researches and analyzes the influence factors of the micro-credit for poverty alleviation in Xiangning county,Shanxi province.The study finds that the micro-credit for poverty alleviation in the township is still incomplete,market information is asymmetrical,the loan mechanism is not flexible,the internal mechanism of the lending institution is not perfect,and poor households have poor development foundations.To solve these problems,the county must increase promotional efforts,improvement of rural social security system,improvement of micro-credit mechanism,strengthening of training of staff,optimization of the internal environment for poverty alleviation by microfinance,improvement of the external environment for poverty alleviation by microfinance,and improvement of productivity of poor householdsThis paper is divided into seven parts to analyze the influencing factors of the micro-credit for poverty alleviation in Xiangning county,Shanxi Province.The first part is the introduction,which mainly elaborates the background and significance of the topic,the research status and the brief comments at home and abroad,the research methods and the possible innovation points and shortcomings.The second part mainly defines the micro-credit for poverty alleviation and analyzes the theory of micro-credit.The third part introduces the current situation of implementation of the micro-credit for poverty alleviation,collects and summarizes the present situation and problems of poverty.The fourth part according to the main situation of the micro-credit of Xiangning county builds a model to analyze it.The fifth part summarizes the problems existing in the micro-credit in rural areas on the basis of the research and analysis mentioned in the first four parts.The sixth part puts forward corresponding countermeasures and suggestions for the problem.The seventh part is the prospect of the development of the micro-credit for poverty alleviation in Xiangning county.